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Online Mortgages

"Service Above All Else"

Tired of waiting for an approval?

UpState Federal Credit Union and Homeowners Mortgage, our mortgage partner, bring you an online mortgage application that is faster and easier.  Try it today!

The following is a sample of our mortgage rates based on a purchase of your primary residence, considering at least a 5% down payment and a minimum loan amount of at least $250,000:

 
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Loan TypeInterest RateDiscount PointsAPRMonthly Mortgage Payment (P&I)
15 Year Fixed3.000%03.494%$1,726
30 Year Fixed3.750%04.251%$1,158
No Point/Origination 30 Year Fixed3.875%04.385%$1,176
5/1 ARM2.625%03.634%$1,004
 



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